Finance Center

Finance Center Finance Center

Simple, Smart, and Supportive Financing for Drivers Across the Big Island

When buying or leasing a new vehicle, peace of mind makes all the difference. That’s why the finance center at Tony Honda Kona is designed to be clear, quick, and collaborative. From planning your first purchase to upgrading your current ride, we’re here to guide you through every step of the process.

With more than 35 years of service to Kailua-Kona, Holualoa, Kalaoa, and surrounding Big Island communities, our team is proud to help local drivers feel empowered and informed as they explore their options. Start your journey with us and discover how easy Honda financing can be.

Finance Center

Meet the Finance Team That Puts You First

We boast a team of experienced professionals dedicated to finding the perfect financial solution tailored to every customer’s needs. Our team is here to build real partnerships with customers. We get to know your lifestyle, goals, and what matters most to you in a vehicle—and then we help you find a financing plan that fits just right.

Each financing conversation is a one-on-one collaboration. From discussing your credit score to reviewing loan structures, down payment options, or interest rates, our team takes the time to make sure you feel informed.

We believe transparency builds trust. That’s why you’ll always get clear, friendly answers and thoughtful guidance. With expert insight and a supportive team, you can move forward confidently—knowing you’re in good hands.


Finance Application

Buying vs Leasing: What Fits Your Lifestyle?

Deciding between buying or leasing a vehicle is a big step, and there’s no one-size-fits-all answer. That’s where our team comes in—we’ll walk you through the benefits of each option based on your lifestyle, driving habits, and financial needs.

Advantages of Buying

  • Full vehicle ownership
  • No mileage restrictions
  • Freedom to customize the vehicle
  • Opportunity to build equity

Advantages of Leasing

  • Potentially lower monthly payments
  • Little to no upfront costs (down payment)
  • Access to the newest models and features every few years
  • Typically covered under warranty during lease

Our finance experts will help compare both options, factoring in your future plans, travel patterns, and monthly payments. With personalized consultations and detailed comparisons, we’re here to make your decision clear and confident.

Online Shopping

Online Tools That Put You in the Driver’s Seat

Financing a vehicle doesn’t have to start in person. At our finance center, our digital tools let you take control of your financing journey—anytime, anywhere.

Here’s how we make it easy:

  • Online Financing Application: Apply for pre-approval in just a few clicks. It’s secure, quick, and helps you save time at the dealership.
  • Payment Calculator: Estimate monthly payments based on loan terms, down payment, and trade-in value—so you can feel empowered by your decisions.
  • Value Your Trade: Enter a few details about your current vehicle to get a Kelley Blue Book® Instant Cash Offer.

With these resources, you can walk into the dealership one step ahead.

Let’s Get Started—Finance Your Honda Today

There’s never been a better time to explore your financing options with Tony Honda Kona. Our team is here to make the process straightforward. Ready to move forward? Submit your online financing application today and find out if you pre-qualify. From Kailua-Kona to Holualoa and Kalaoa, HI, we support every step of your car-buying journey.

Let us help you confidently finance and drive home feeling great about your decision. Contact us today to get started!


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